How do we help our clients succeed?

What you need to know about your FICO score.

FICO scores are your credit rating that range from 300-850, higher is better. Most lenders base their credit approval on your FICO score. Higher scores translates lower interest rates.

FICO scores are calculated based on your rating in five general categories:
- Payment history - 35%
- Amounts owed - 30%
- Length of credit history - 15%
- New credit - 10%
- Types of credit used - 10%
The median FICO score in the U.S. is 725

Credit Counseling Credit Tools

(818) 5522USA (818) 552-2872

Credit Counseling Authority

USA Credit Council has obtained the authorization to allow our clients and experts to review the credit profile together online during each session.

Our Experts are licensed FCRA Master Certified agents that give credit instruction on both negative and positive credit conditions on your credit report.

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